Group Health Insurance
Self- Funded Plans
Rethinking your employee health-benefit plan?
Directly funding your own health-benefit plan can help you control your group’s health care costs — now, and for years to come.
Not only does our Self-Funded Program usually cost less than a more traditional health benefit plan, it’s built to ensure your savings continue:
• Your money in your claims account goes exclusively to your group’s claims expenses
• If your group’s claims are less than expected, your savings can be significant
• If your group’s claims are larger than expected, stop-loss insurance protects your finances
• You have the opportunity to receive money back if you don’t use all the funds from your claims account