Health care coverage can vary for active adults. Whether you are nearing that stage in life or helping a family member we can find the right plan to fit their needs. We have gathered a list of top carriers that are best suited to help.

What is Open Enrollment for Senior Health Insurance?

If you are looking to use a government program the open enrollment or annual enrollment period (AEP), is from October 15th until the first week in December. Want to know if you qualify? Fill out our survey to start your path to the best plan for you!

Medicare is a federal health insurance program for:

• People age 65 or older;
• People with certain disabilities; or
• People with End-Stage Renal Disease (ESRD) 
  (permanent kidney failure requiring dialysis or a kidney transplant.)

Medicare has four parts:


Hospital Insurance

Helps cover inpatient care in a hospital or skilled nursing facility (following a hospital stay), home health care services, and hospice care services. Copayments, coinsurance, and deductibles may apply for each service. You usually do not pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working.


Medical Insurance

Helps cover doctors' services, outpatient care, home health services, and other medical services. Part B also covers some preventive services. Copayments, coinsurance, and deductibles may apply for each service. You can find out if you have Part B by looking at your Medicare card. You pay the Part B premium each month. Part A and Part B are often referred to as “Original Medicare”.


Medicare Advantage

A health coverage option run by private insurance companies approved by and under contract with Medicare. Includes Part A, Part B, and, usually, other coverage like prescription drugs. Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs. In addition to your Part B premium, you usually pay one monthly premium for the services provided.


Medicare Prescription
Drug Coverage

A prescription drug option run by private companies approved by and under contract with Medicare. Helps cover the cost of prescription drugs, may help lower your prescription drug costs and help protect against higher costs in the future. Part D is available to everyone with Medicare.
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